Voluntary Long-Term Disability Insurance Underwritten by United of Omaha Life Insurance Company (Mutual of Omaha Insurance Company in NY)
Our voluntary long-term disability insurance helps your clients keep an eye on their benefits budgets while providing a comprehensive disability plan. And, our voluntary enrollment team* makes the entire process smooth for everyone involved.
Included features
- Benefit amounts of 50 or 60 percent
of pre-disability salary - Maximum monthly benefits from $1,000 to $5,000 with higher maximums available depending on group size
- Elimination periods of 90, 120, 150 or
180 calendar days - Flexible benefit durations
- Variety of definition of disability options
- Partial disability benefits
- Three-month survivor benefit
- Two-year guarantee rate
- Waiver of premium while collecting benefits
- Vocational rehabilitation program
Optional Features
- Survivor Benefit
- Portability
- Cost of Living Adjustment
- COBRA Premium Reimbursement Benefit
- Retirement Income Protection Benefit
- Revenue Protection Benefit
- Child Care/Family Care Benefit
- FMLA Administration – full-service assistance with Family Medical Leave Act (FMLA) Administration
- Travel Assistance – assistance to covered employees traveling outside of the country or over 100 miles
from home - Employee Assistance Program – Basic, Enhanced Basic and Comprehensive options available
Eligibility requirements
- Minimum enrollment of 25 employees or 25 percent of eligible employees, whichever is greater
- Active, full-time employees working 30 or more hours per week
