Voluntary Short-Term Disability Insurance Underwritten by United of Omaha Life Insurance Company (Mutual of Omaha Insurance Company in NY)
A complete benefits package becomes feasible for cost-conscious clients with the help of our voluntary short-term disability. And, depending on your group size and coverages offered, our voluntary enrollment team oversees the enrollment process.
Flexible options and features available
- Benefit amounts of 50 or 60 percent
of pre-disability salary - Maximum weekly benefits from $200 to $1,500 with higher maximums available depending on group size
- Elimination periods of 7, 14, 30 calendar days
- Benefit durations of 9 to 52 weeks
- Survivor benefit available
- Own job definition of disability
- Partial disability benefit
- Waiver of premium while collecting benefits
- Unique Preferred Choice Voluntary Disability product with enhanced benefits available
- Vocational rehabilitation program – a nationally-certified assistance program to help employees safely return to work
- FMLA Administration – full-service assistance with Family Medical Leave Act (FMLA) Administration
- Travel Assistance – provides assistance to covered employees traveling outside of the country or over 100 miles from home
- Employee Assistance Program – Basic, Enhanced Basic and Comprehensive options available
Eligibility requirements
- Minimum enrollment of 10 employees or 25 percent of eligible employees, whichever is greater
- All active, full-time employees working 30 or more hours per week
